We are Umva pay

The Ultimate Solution for e-Wallet Service

Complete solution for mobile money and wallet system. Comes with User, Agent, and Merchant system with eCommerce API and QR code ready.

Our payment gateway integrate about 50+ platform.

ABOUT US

We're expert in this field whole over the world

Complete solution for mobile money and wallet system with User and Merchant portals, supporting seamless financial transactions. Includes ready-to-use eCommerce API, dynamic QR code integration, and powerful transaction tracking tools. Fully compatible with WHMCS, WooCommerce, PrestaShop, and other major platforms via dedicated plugins. Ideal for businesses and developers seeking scalable, secure, and customizable payment infrastructure.

Know More
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Instant Payments
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What we serve our customer

Comprehensive payment solutions designed to empower users, merchants, and businesses with secure, scalable, and easy-to-integrate tools

Complete Wallet

Manage your funds, track transactions, and perform all operations from one secure digital wallet.

Money Transfer

Send money instantly to other users or merchants within the system or across platforms.

Email Invoicing

Send professional invoices via email with integrated payment links for easy checkout.

Cash Out

Withdraw funds securely to your mobile money account or bank.

Cash in

Top up your wallet via mobile money, bank transfer, or authorized agents.

Make Payment

Pay instantly using mobile money, wallet balance, or QR code with real-time confirmation.

Why are so many people switching to Umvapay?

Delivering secure, scalable, and user-friendly payment solutions tailored for businesses of all sizes.

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Lowest payment processing fees. Period.

Keep more of what you earn with our unbeatable low rates.

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No locked-in contracts. Ever.

Stay because you love it, not because you're forced to.

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Full transparency. Always.

No hidden fees, no surprises—just clear and honest pricing.

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Get your money in less than a day.

Experience lightning-fast payouts with same-day settlement options.

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Payment technology that works.

Reliable, secure, and fast—our gateway is built for performance and uptime.

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A membership plan with wholesale rates.

Enjoy exclusive pricing with our flexible membership plans tailored to your business.

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Approve more transactions

Experience more approvals on every single payment with local and global payment processing, data-driven optimizations, and powerful risk management. All within a fully connected single payments system.

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Currencies Accepted

Accepts multiple currencies including local and international (e.g. RWF, USD, EUR, KES, UGX, AUD, SLL, NGN, ZAR, EGP, GBP, etc.).

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Payment Types Accepted

Supports mobile money, wallet-to-wallet transfers, card payments, bank transfers, and QR code-based payments.

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Merchant Control Panel

Easily manage transactions, view reports, generate QR codes, and configure payment settings in a secure dashboard.

Our client testimonial

What people say

Hear from developers and business owners who trust our payment gateway every day. Real stories of reliability, speed, and seamless integration.

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Taylor Otwell

Developer

A rock-solid solution for modern apps. The API is clean, the features are robust, and it just works—exactly what every business needs.

Jeffrey Way

Laravel Developer

This payment gateway is incredibly smooth and developer-friendly. Integration was a breeze, and the support team is top-notch!

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